D&G (Domestic & General) is an ambitious data and technology-powered business. Customer, Business and People Data are essential, to build trust in critical data to make better, faster decisions.
About the role
This role will manage the profitability of new and existing lines of warranty business for consumers. It will include extensive analysis of data producing Underwriting rating models for accurate pricing of plans in line with Underwriting policy guidelines and processes.
Interpretation of data into rating proposals balancing out business opportunities with profitable growth objectives. Extensive data knowledge, modelling and active communications are critical to the success of the role
Responsibilities
- Account P&L ownership
- Rating analysis
- Risk modelling
- Risk selection
- Concise accurate summarised view of accounts and action plans
Requirements
- The Senior Underwriter will have extensive knowledge of sales journeys, price points and claims processes that impacts on risk and pricing
- Rating System knowledge (trained)
- Data extraction through SQL via Databricks
- Data Analysis and Modelling via Excel, PowerBI and Earnix
We offer lots of great benefits! Some of which include:
Competitive salary and annual discretionary bonus
25 days annual leave plus bank/public holidays, as well as an annual option to buy up to 5 additional days of annual leave
Training opportunities as well as clearly defined career progression
Health cash plan – employer funded cover to enable you to claim money back on essential healthcare costs, including dental, optical, physiotherapy and many more. Cover also includes unlimited access to a 24/7 virtual GP service
Attractive company pension scheme
Life assurance – employer funded cover of 4x basic salary
Dedicated online benefit portal offering access to saving and lending facilities, financial wellbeing and support services
Salary Finance – access to savings and borrowing through payroll
Car Leasing – access to a carbon neutral salary sacrifice car leasing scheme, with an all-inclusive monthly cost covering all charge, taxes, insurance, repairs and maintenance on a range of brand new vehicles
Travel Loans – interest free loans to help spread the cost of annual travel tickets
Cycle to Work – tax efficient bike and cycling equipment worth up to £1,000
Health & Wellbeing – discounted gym membership, online virtual workout sessions, online culinary classes
OnHand – Giving you the opportunity to be an Eco & Social volunteer via a handy app. Volunteer individually or in groups to get involved in Youth Mentoring, Food Poverty, Homelessness & Elderly help
Employee Assistance Programme – specialist advice and support on issues such as finance, relationships, illness and family issues
Free Domestic & General protection plan – one free plan each year with access to discounted rates of up to 50% on additional plans, including referrals for family and friends
Employee discounts – access to discounted Sky TV and broadband packages, together with a range of discounts for 100s of online and high street retailers
Domestic & General are an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status.
Please note that we have a thorough referencing process, which includes criminal record checks.
At Domestic & General, we are proud of our 100-year legacy and excited about our future growth plans. We are expanding our horizons, entering new markets and territories internationally and we need your expertise to help us on the journey.