Graduate Commercial Finance Analyst

Graduate Commercial Finance Analyst

Location: Hybrid ways of working at our office in Wimbledon.

Salary: Competitive

Contract Type: Permanent

Are you a recent graduate with strong analytical skills and a passion for understanding how businesses make commercial decisions? We’re looking for an exceptional Graduate Commercial Finance Analyst to join our high‑performing Commercial Finance team.

In this pivotal role, you’ll work closely with our Underwriting, Sales, Marketing and Finance functions to help ensure we achieve the desired profitability across new and existing lines of our warranty business. This is a fantastic entry point for a graduate who wants to build a career in commercial finance and gain exposure across multiple parts of the organisation.

Ready to Apply?

If you’re a current D&G employee applying for an internal role, please ensure your Career Profile in Workday is up to date before submitting your application.

Don’t forget to download and attach your Talent Card to showcase your skills and experience. This is a required part of your application.

Key Responsibilities:

• Managing a portfolio of warranty products and client accounts.

• Ensuring commercial arrangements deliver against target margins through accurate costing and modelling.

• Presenting commercial propositions to senior management and external clients

• Producing long-term financial forecasts and cash flows, including investment appraisal analysis.

• Liaising with all commercial areas of the D&G business to deliver profitable warranty products.

• Applying appropriate regulatory requirements including GDPR.

• Assessing and advising on warranty product risk.

• Developing and delivering creative solutions to complex warranty design problems.

Skills and experience required:

• Strong analytical, Problem solving and Logical thinking skills

• Excellent verbal and written communication skills to communicate complex matters in simple, understandable terms

• Strong Interpersonal skills / stakeholder management

• Graduated with a numerical degree

• Strong numerical skills to be able to work

• Comfortable using Advanced Excel and experience with SQL would be desirable but not essential.

• Advantage of completing a commercial finance intern would be ideal but not essential.

We offer lots of great benefits! Some of which include: 

• Competitive salary and annual discretionary bonus

• 25 days annual leave plus bank/public holidays, as well as an annual option to buy up to 5 additional days of annual leave

• Training opportunities as well as clearly defined career progression

• Health cash plan – employer funded cover to enable you to claim money back on essential healthcare costs, including dental, optical, physiotherapy and many more.  Cover also includes unlimited access to a 24/7 virtual GP service

• Attractive company pension scheme

• Life assurance – employer funded cover of 4x basic salary

• Dedicated online benefit portal offering access to saving and lending facilities, financial wellbeing and support services:

• Salary Finance – access to savings and borrowing through payroll

• Car Leasing – access to a carbon neutral salary sacrifice car leasing scheme, with an all-inclusive monthly cost covering all charge, taxes, insurance, repairs and maintenance on a range of brand-new vehicles

• Travel Loans – interest free loans to help spread the cost of annual travel tickets

• Cycle to Work – tax efficient bike and cycling equipment worth up to £1,000

• Health & Wellbeing – discounted gym membership, online virtual workout sessions, online culinary classes

• OnHand – Giving you the opportunity to be an Eco & Social volunteer via a handy app. Volunteer individually or in groups to get involved in Youth Mentoring, Food Poverty, Homelessness & Elderly help.

• Employee Assistance Programme – specialist advice and support on issues such as finance, relationships, illness and family issues

• Free Domestic & General protection plan – one free plan each year with access to discounted rates of up to 50% on additional plans, including referrals for family and friends

• Employee discounts – with a range of discounts for 100s of online and high street retailers

Domestic & General are an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status.

Please note that we have a thorough referencing process, which includes criminal record checks.

At Domestic & General, we are proud of our 100-year legacy and excited about our future growth plans. We are expanding our horizons, entering new markets and territories internationally and we need your expertise to help us on the journey.

Senior Commercial Finance Analyst

Senior Commercial Finance Analyst

Location: Hybrid ways of working at our office in Wimbledon.

Salary: Competitive

Contract Type: Permanent

We’re excited to offer a fantastic opportunity for a Senior Commercial Finance Analyst to join our Commercial Finance team at Domestic & General.

As a key member of the team, you will be a subject matter expert in commercial modelling, pricing, and planning, delivering advanced analysis to inform both strategic and tactical decisions. Your insights will help shape profitable, customer-centric propositions and drive business performance.

What you’ll do:

• Partner with Underwriting, Sales, Marketing, Operations, and Finance to ensure profitability across new and existing warranty products.

• Analyse financial and performance data to identify issues, propose solutions, and implement strategies to optimise results.

• Build and maintain commercial models that highlight profitable opportunities and support decision-making for senior management and clients.

• Solve complex challenges across warranty, systems, and operational processes.

Ready to Apply?

If you’re a current D&G employee applying for an internal role, please ensure your Career Profile in Workday is up to date before submitting your application.

Don’t forget to download and attach your Talent Card to showcase your skills and experience. This is a required part of your application.

Key Responsibilities:

• Prepares and owns forecasts, budgets and business case inputs for assigned sectors (ensuring consistency of approach across assigned sectors) and identify areas for improvement 

• Sets commercial strategy for sector in terms of commercial constructs and revenue generation Managing a portfolio of warranty products and client accounts. 

• Ensuring commercial arrangements deliver against target margins through developing and maintaining accurate and complex financial models. 

• Owns and enhances modelling frameworks to improve accuracy and efficiency. 

• Develop and presenting commercial propositions to senior management and external clients 

• Partners with product, marketing, and operations to deliver value 

• Liaising with all commercial areas of the D&G business to deliver profitable warranty products including applying appropriate regulatory requirements. 

• Developing and delivering creative solutions to complex warranty design problems. 

• Delivers high-value analysis for product profitability and pricing, supporting innovative solutions for commercial challenges 

• Provide coaching to analysts and junior team members 

Skills and experience required:

• Strong expertise in commercial modelling, pricing strategies, and financial planning.

• Ability to interpret complex data and translate insights into actionable recommendations.

• Excellent problem-solving skills and a collaborative approach to working with cross-functional teams.

• Experience in presenting findings and influencing senior stakeholders.

• Sound experience using Advanced Excel to help review large sets of data analysis to supporting with commercial decision making.

• Effective communication skills

• High numerical skills and being a critical thinker.

• Solid organisation skills and capable of multi-tasking.

We offer lots of great benefits! Some of which include: 

• Competitive salary and annual discretionary bonus

• 25 days annual leave plus bank/public holidays, as well as an annual option to buy up to 5 additional days of annual leave

• Training opportunities as well as clearly defined career progression

• Health cash plan – employer funded cover to enable you to claim money back on essential healthcare costs, including dental, optical, physiotherapy and many more.  Cover also includes unlimited access to a 24/7 virtual GP service

• Attractive company pension scheme

• Life assurance – employer funded cover of 4x basic salary

• Dedicated online benefit portal offering access to saving and lending facilities, financial wellbeing and support services:

• Salary Finance – access to savings and borrowing through payroll

• Car Leasing – access to a carbon neutral salary sacrifice car leasing scheme, with an all-inclusive monthly cost covering all charge, taxes, insurance, repairs and maintenance on a range of brand-new vehicles

• Travel Loans – interest free loans to help spread the cost of annual travel tickets

• Cycle to Work – tax efficient bike and cycling equipment worth up to £1,000

• Health & Wellbeing – discounted gym membership, online virtual workout sessions, online culinary classes

• OnHand – Giving you the opportunity to be an Eco & Social volunteer via a handy app. Volunteer individually or in groups to get involved in Youth Mentoring, Food Poverty, Homelessness & Elderly help.

• Employee Assistance Programme – specialist advice and support on issues such as finance, relationships, illness and family issues

• Free Domestic & General protection plan – one free plan each year with access to discounted rates of up to 50% on additional plans, including referrals for family and friends

• Employee discounts – with a range of discounts for 100s of online and high street retailers

Domestic & General are an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status.

Please note that we have a thorough referencing process, which includes criminal record checks.

At Domestic & General, we are proud of our 100-year legacy and excited about our future growth plans. We are expanding our horizons, entering new markets and territories internationally and we need your expertise to help us on the journey.

UK Senior Finance Manager

UK Senior Finance Manager – Solvency and Cash Reporting

Location: Hybrid ways of working at our office in Wimbledon.

Salary: Competitive

Contract Type: Permanent.

We’re excited to offer a fantastic opportunity for a Finance Senior Manager to join our UK Finance Team.

In this role, it will be responsible for financial reporting, ownership of financial controls, preparation of forecast models, profit and cashflow analysis, and the preparation of insurance Solvency capital calculations. A key member of the UK Finance team they will be responsible for providing high quality information to stakeholders and supporting a culture of innovation and maintaining a strong control environment.

Key Responsibilities:

Financial Reporting

• Support of UK month-end reporting and UK balance sheets for the two UK trading subsidiaries. This includes management of related processes and controls to ensure timely, accurate financial information and analysis for the UK operating segment.

• Support on IFRS 17 insurance calculations required for Group reporting purposes.

• Support the reporting and presentation of monthly results to the Group CFO, clearly documenting and articulating drivers for variances to budget, key accounting judgements, and opportunities and risks to the budget for the financial year.

• Support the preparation of UK legal entity financial statements, including IFRS to UK GAAP adjustments.

• Lead the completion of UK balance sheet budget models, including completeness of the cash forecast.

• Responsible for responding to technical accounting issues that impact UK Finance, including consideration of wider impacts e.g., Solvency II and tax, and liaising with internal stakeholders and the external auditor.

• Ensure the UK segment is compliant with all Group policies and relevant technical accounting standards.

Financial Reporting Control Framework

• Support in ensuring UK Finance is compliant with the Group Financial Risk Control Framework.

Cashflow reporting

• Own the production of monthly cashflow figures and support variance analysis vs Budget, including review of working capital.

• Own the production of quarterly and annual cashflow figures for external disclosure.

Solvency regulatory reporting

• Take a lead role in supporting the production and filing of UK Solvency returns (quarterly and annual).

• Own the production of numerical analysis for the Group Solvency and Financial Condition Report (SFCR).

• Own the production of numerical analysis, including stress testing, for the Group Own Risk and Solvency Assessment (ORSA).

• Own the production of ad-hoc stress testing and modelling of Group capital scenarios.

Stakeholders

• Liaise with the external auditor, ensuring the process runs efficiently and issues are resolved in a timely manner.

• Build strong relationships across the business, including FP&A, Treasury, Group and EU and US Finance

• People

• Senior member of the UK Finance team with a key role in supporting the development of the team.

People

• Senior member of the UK Finance team with a key role in supporting the development of the team.

Skills and experience required:

• Experienced finance manager with ability to work and communicate effectively with stakeholders 

• Confident, self-starter, with the ability to operate in a dynamic environment 

• Clear written and oral communication skills 

• Analytical mindset with strong attention to detail, good judgment showing logical decision making 

• Advanced Excel skills  

• Able to work under pressure and meet deadlines 

• Good knowledge of accounting principles and practices  

• Insurance accounting knowledge preferred but not essential.  

• Experience of working in an environment where formal documentation of processes and controls is required 

• Experience of working in regulated environment, including Solvency II reporting requirements preferred 

• ACA Qualified accountant or similar 

• Business and commercial awareness 

• Systems: knowledge of Workday, Cognos (Adayturn) preferred but not essential 

We offer lots of great benefits! Some of which include: 

• Competitive salary and annual discretionary bonus

• 25 days annual leave plus bank/public holidays, as well as an annual option to buy up to 5 additional days of annual leave

• Training opportunities as well as clearly defined career progression

• Health cash plan – employer funded cover to enable you to claim money back on essential healthcare costs, including dental, optical, physiotherapy and many more.  Cover also includes unlimited access to a 24/7 virtual GP service

• Attractive company pension scheme

• Life assurance – employer funded cover of 4x basic salary

• Dedicated online benefit portal offering access to saving and lending facilities, financial wellbeing and support services:

• Salary Finance – access to savings and borrowing through payroll

• Car Leasing – access to a carbon neutral salary sacrifice car leasing scheme, with an all-inclusive monthly cost covering all charge, taxes, insurance, repairs and maintenance on a range of brand-new vehicles

• Travel Loans – interest free loans to help spread the cost of annual travel tickets

• Cycle to Work – tax efficient bike and cycling equipment worth up to £1,000

• Health & Wellbeing – discounted gym membership, online virtual workout sessions, online culinary classes

• OnHand – Giving you the opportunity to be an Eco & Social volunteer via a handy app. Volunteer individually or in groups to get involved in Youth Mentoring, Food Poverty, Homelessness & Elderly help.

• Employee Assistance Programme – specialist advice and support on issues such as finance, relationships, illness and family issues

• Free Domestic & General protection plan – one free plan each year with access to discounted rates of up to 50% on additional plans, including referrals for family and friends

• Employee discounts – with a range of discounts for 100s of online and high street retailers

Domestic & General are an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status.

Please note that we have a thorough referencing process, which includes criminal record checks.

At Domestic & General, we are proud of our 100-year legacy and excited about our future growth plans. We are expanding our horizons, entering new markets and territories internationally and we need your expertise to help us on the journey.